About Salvation Financial Inc.
Business Overview: Salvation Financial Inc.
Founded: 2020
Headquarters: New Jersey (serving NJ & NY)
Industry: Mortgage Brokerage & Financial Services
Core Focus: Simplifying homeownership through empathy-driven, transparent mortgage solutions.
Organizational Structure & Philosophy
- Mission-Driven Foundation
“To replace bureaucratic hurdles with clarity, tenacity, and results.”
Salvation Financial Inc. was founded by Abiola Majekodunmi, a 30+ year mortgage industry veteran, to disrupt traditional lending’s inefficiencies. The organization prioritizes:
- Client-Centric Solutions: Customized loans for first-time buyers, investors, and refinancers.
- Local Expertise: Deep knowledge of New Jersey and New York’s unique housing markets.
- Ethical Practices: No hidden fees, no pressure tactics—only honest guidance.
- Core Values
- Empathy: Understanding clients’ financial and emotional needs.
- Clarity: Plain-language communication; no industry jargon.
- Integrity: Solutions aligned with client goals, not corporate quotas.
- Tenacity: Advocating fiercely for client approvals, even in complex cases.
- Service Offerings
- Home Purchase Loans: Conventional, FHA, VA, jumbo, and specialty loans.
- Refinancing: Rate reductions, cash-out refinances, debt consolidation.
- Investment Property Financing: Tailored solutions for real estate investors.
- Digital-First Process: Secure online applications, real-time rate comparisons, and e-signature tools.
Operational Model
- Team Structure
- Leadership: Founder-led with hands-on oversight by Abiola Majekodunmi.
- Advisors: Licensed mortgage experts specializing in NJ/NY markets.
- Partnerships: Relationships with 50+ lenders (banks, credit unions, private institutions) to secure competitive rates.
- Technology Integration
- AI-Powered Tools: Instant lender comparisons, automated document verification.
- Client Portal: 24/7 access to application status, deadlines, and advisor support.
- Geographic Reach
- New Jersey: Jersey City, Hoboken, Newark, Princeton, and statewide.
- New York: NYC (Brooklyn, Manhattan, Queens), Westchester, Long Island.
Community & Industry Impact
- Homebuyer Education: Free workshops for first-time buyers in NJ/NY communities.
- Veteran Support: Pro bono guidance for VA loan applicants.
Key Differentiators
- No Bureaucracy, No BS: Direct access to decision-makers, bypassing corporate red tape.
- Hyperlocal Insights: Mastery of NJ/NY zoning laws, pricing trends, and neighborhood dynamics.
- Speed & Precision: Average closing timeline of 21 days (vs. industry standard of 45+).
Vision for Growth
- Short-Term: Expand outreach to underserved NJ/NY communities (e.g., bilingual services).
- Long-Term: Become the #1 most trusted mortgage broker in the Tri-State area by 2027.
Founder’s Statement
“We’re not just closing loans—we’re opening doors. Every ‘yes’ we secure is a family’s future, and that’s why we’ll never stop fighting for our clients.”
—Abiola Majekodunmi, Founder & Operations Manager