Privacy Policy

Last Updated: 02/03/2025

Salvation Financial Inc (“we,” “us,” or “our”) values your trust, and customer service is paramount to our mission. This Privacy Policy outlines how we collect, use, disclose, and safeguard your nonpublic personal information. By engaging with our services, you consent to the practices described herein.


1. Information We Collect

We collect nonpublic personal information necessary to provide our financial services. This includes:

  • Information you provide: Name, address, Social Security Number, financial details (via applications, forms, phone calls, meetings, or our website).

  • Transaction data: Account balances, payment history, and activity.

  • Credit reports: Credit scores and creditworthiness information from consumer reporting agencies.

  • Third-party verifications: Employment, income, or deposit details from employers or other entities.


2. How We Use Your Information

Your information is used to:

  • Process transactions and deliver services.

  • Verify identity and comply with legal obligations.

  • Improve customer service and communicate updates.


3. Information We Disclose

We do not sell your data. Disclosures are limited to:

  • Affiliates/service providers: Necessary to fulfill services (e.g., payment processing).

  • Legal compliance: To meet subpoenas, court orders, or regulatory requirements.

  • With your consent: For purposes explicitly agreed upon.


4. Data Security

We employ physical, electronic, and procedural safeguards, including encryption, access controls, and employee training, to protect your data. Regular audits ensure compliance with our confidentiality policies.


5. Your Rights

You may:

  • Access, correct, or request deletion of your data.

  • Opt out of marketing communications (if applicable).

  • Withdraw consent (where processing relies on it).

To exercise these rights, contact us at hello@salvationfinancialinc.com


6. Third-Party Links

Our website may link to external sites not governed by this policy. We recommend reviewing their privacy practices.


7. Policy Updates

We reserve the right to amend this policy. Changes will be posted on our website with an updated effective date. Material changes may be communicated via email or prominent notices.


8. Contact Us

For questions or concerns about this policy or your data, contact:
Salvation Financial Inc

Email: Hello@salvationfinancialinc.com

Phone:848-800-2040

Address: 197 Rt 18 South #3000

East Brunswick, NJ 08816


Key Considerations for Salvation Financial Inc:

  1. Compliance:

    • If serving EU or California customers, include GDPR/CCPA clauses (e.g., “Do Not Sell My Info” links, data processing agreements).

    • Specify retention periods (e.g., “We retain data for 7 years post-account closure to meet legal obligations”).

  2. Clarity:

    • Define “nonpublic personal information” (e.g., “information not publicly available and tied to your identity”).

    • Disclose cookie usage if your website uses tracking technologies.

  3. Transparency:

    • Add an effective date and revision history.

    • Include an opt-out mechanism for sharing with affiliates for marketing (if applicable).

  4. Customer Trust:

    • Highlight your commitment to confidentiality in the introduction.

    • Use plain language to enhance readability.

 

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